Income Protection

Not being able to work because of illness or injury could have a devastating impact on your household finances.

An income protection policy pays out a monthly benefit if you are unable to work due to incapacity caused by illness or injury, resulting in a loss of earnings, whilst covered by the plan.

The monthly benefit is paid for the duration of the plan or until you recover and are no longer incapacitated, or upon death.

You can choose to have level or increasing cover with payments commencing after your chosen deferred period.

Income Protection Benefit is not a savings or investment product and has no cash value unless a valid claim is made. This product does not include unemployment cover and therefore will not pay out if you become unemployed.