Buy To Let Product Transfers

A Product Transfer works in a similar way to a re-mortgage but rather than switching to a new lender you take a new product with your existing lender.

By conducting a mortgage review shortly before your existing product expires, we can let you know which lenders are offering the most competitive rates for your circumstances. We will then compare this to what your existing lender can offer.

If there is little difference between the most suitable product on the open market and the product being offered by your existing lender, you may choose to remain with your current lender. Generally speaking, this saves on administration as there is unlikely to be any valuation or legal work required.

However, it is always best to do a whole of market review as this is the only way to be sure you are not paying too much. Some lenders offer existing borrowers a new deal but this may not be as good as the deal they would offer a new customer.

We can compare all options on your behalf and whether you decide to proceed with a re-mortgage or product transfer, we can take care of everything.