Buildings & Contents Insurance

Buildings Insurance cover your home from damage by flood, fire, subsidence, storm or vandalism, protecting the structure of the building.

Your mortgage lender will require you to have sufficient buildings insurance in place to cover their security. Alternatively, if you own your home outright the policy protects your investment.

You should insure your home for the full amount it would cost to rebuild from the foundations up at todays prices. The rebuild costs is usually less than the market value which includes the value of the land and factors such as local amenities and transport links.

When arranging buildings insurance, it is also advisable to consider contents insurance which covers your possessions inside or away from home if this option is required.